You can borrow money to help you with your financial emergency. It is best to do this as soon as possible so you don't end up with more money than you need. If you want to borrow money for a short term period, such as to make a payment on something you owe, you can generally get that done with cash. However, for other financial needs, such as paying off a debt or buying a new car, you may be better served by applying for låne penger